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Stephen D. Avery

Stephen D. Avery, CRPC®
Investment Advisory Representative,
Lincoln Financial Securities

Having been in the financial services industry since 1979, Steve is the principal member and owner of Lennox Insurance and Financial, LLC and through his affiliation with Lincoln Financial Securities Corporation in Concord, NH - member SIPC - he is a registered branch manager, registered representative and investment advisory representative serving clients throughout New England, the east and west coasts.

Steve holds a Bachelor of Science degree in Business from Norwich University and has attained the professional designation of Chartered Retirement Planning Counselor® from the College for Financial Planning and the Certified Fund Specialist® designation from the Institute of Business and Finance.

He enjoys cycling the roads and trails of New England and resides in New Hampshire.

Janet Rowley

Janet Rowley

Janet Rowley attended the University of Southern Maine and has worked in the insurance industry since 1997. She has Life & Health Licenses and maintains a Series 6 securities registration. She assists Stephen Avery with the administration for his securities clients. She provides individual health Insurance, Medicare Supplement insurance, Medicare Advantage plans and Medicare Part D.

Janet resides in Peru, Maine with her husband Tim. In her spare time, she is a backyard beekeeper, volunteer in her community and the Choroidermia Research Foundation.

Email Janet at jrowley[at]

Tammi Lyons

Tammi Lyons

Tammi Lyons has been sales associate of Lennox Insurance and Financial since 2004, She is licensed in Life & Health and provides group and individual health insurance, Medicare Supplement insurance, Medicare Advantage Plans, Medicare Part D, Long Term Care and Fixed Annuities.

Tammi resides in Peru, Maine with her husband Shawn. She is involved in various fundraisers in her community and enjoys spending time with her family.

Email Tammi at tlyons[at]